You don’t have to lose your home. Our mitigation department can help you, like we’ve helped others in similar situations or even worse circumstances. Our company specializes in helping people and their lenders find alternatives to foreclosure. Our objective is to make sure that you realize no matter how bad your situation might be, foreclosure may be avoided if you take prompt action now. Together, we may be able to resolve your loan adjustment or even delinquency without a foreclosure sale of your home.
Most lenders are completely unresponsive to many of the homeowners who reach out to them for help with their mortgage. In fact hundreds of thousands of homeowners have lost their homes and many more will as a result of miscommunication, servicing abuse and just plain neglect.
Many people are simply getting lost in the system and suffering an unnecessary foreclosure when they could have worked it out with their lender. However, when a lawyer is involved, it seems as if the calls start to
get answered and theletters responded to. Often this can make the difference between saving your home and losing your home.
What is a Loan Modification? A Loan Modification is a negotiated change in the terms of a mortgage. Our mitigators
will negotiate with your current lender to lower your interest rate, lower your
payment, forgive past due balances and late fees, and lower your principal
balance. Once we asses your present financial situation we work closely with you
to formulate the optimal strategic solution for your immediate financial needs.
We immediately contact your lender (usually within 24 hours) to let them know
that we will be working on a loan solution that will benefit both parties.
We can get to your Lender when you can’t. We use powerful laws like the Truth in Lending Act (TILA) and the Real Estate and Settlement Procedures Act (RESPA) to bring lenders to their knees. These laws MUST be followed and failure to do so can result in significant damages to the lender. So, naturally, they will be very amicable to working your loan out to more affordable terms to avoid costly litigation. Alternatives
